How long does it take to get approved for a payday loan?

Payday loan applications from are processed immediately when you submit your application. You usually get an answer within seconds! That’s because we offer faxless payday loans, so we collect all the information we need right on our website. There’s no need for you to send us any paperwork for our quick approval payday loan.

For the best response, be sure to put the most accurate and up to date information on our payday loan application. This will help match you with the best payday loan for your situation.

Other payday loan applications vary in approval time depending upon the lender and the method of application. In-store payday loans will sometimes have a faster turnaround time than online loans if the borrower is ready with all the required documentation.

In-Store Payday Loans
Sometimes people choose to get a payday loan from a brick-and-mortar store in your town. When you choose to do this instead of using, you might be waiting a wuile for your approval, and you might be asked for a lot of personal paperwork before your payday loan application is accepted. For an in-store payday loan, the borrower is usually asked to present:

* A working phone number.
* An active checking account.
* Proof of regular, verifiable income.

Sometimes you even need to submit to a credit check! Income sources can be a full- or part-time job, Social Security or disability (with award letter), self-employment (1099 form), and in some cases alimony or child support. Each individual lender will have restrictions on what they will allow for proof of income, so be sure to check ahead.

Try an online payday loan from before you chance another option.